Guide for Authors

The Journal of Financial Intermediation stresses the use of contemporary analytical and empirical tools to collect and stimulate research in the areas of banking, financial institutions, market structure, corporate finance, and financial market activity. Specific research topics include:

• Theory of financial intermediation, especially the evolution and role of financial institutions
• Informational bases for the design of financial contracts
• The role of insurance firms in influencing allocations and the efficiency of market equilibrium
• Choices among financing sources
• The role of investment bankers in the development of new financial contracts and methods of raising capital.
• Lending and funding behavior of depository financial institutions under informational asymmetry and uncertainty.
• Economics of financial engineering
• Interactions between real and financial decisions
• Public regulation of financial markets and institutions

There is a submission fee of USD75.00 for subscribers to the journal and USD125.00 for nonsubscribers. Checks or credit payments are accepted. Checks should be made payable to Journal of Financial Intermediation.

Original papers only will be considered. Manuscripts are accepted for review with the understanding that the same work has not been published, that it is not under consideration for publication elsewhere, and that its submission for publication has been approved by all of the authors and by the institution where the work was carried out. It is further understood that any person cited as a source of personal communications has approved such citation; written authorization may be required at the Editors' discretion. Articles and any other material published in Journal of Financial Intermediation represent the opinions of the authors and should not be construed to reflect the opinions of the Editors or the Publisher. For inquiries on pending manuscripts please contact the editorial office at smuench1@rumms.uni-mannheim.de.

Authors submitting a manuscript do so on the understanding that if it is accepted for publication, copyright in the article, including the right to reproduce the article in all forms and media, shall be assigned exclusively to the Publisher. The Copyright Transfer Agreement should be signed by the appropriate person(s) and, not take effect until the manuscript is accepted for publication.

Authors are responsible for obtaining permission to reprint previously published figures, tables, and other material. Electronic Transmission of Accepted Manuscripts. Authors are requested to transmit the text and art of the manuscript in electronic form, after all revisions have been incorporated and the manuscript has been accepted for publication.  The manuscript will be edited according to the style of the journal, and authors must read the proofs carefully.

Preparation of Manuscript. Manuscripts should be double-spaced throughout on one side of 83.5 x 11-inch or A4 white paper. Papers should be numbered consecutively and organized as follows:

If submitting online:

• No Title Page is required. The submission form provides a means of providing the article title, authors' names and complete affiliations, footnotes to the title, and the address for manuscript correspondence (including e-mail address and telephone and fax numbers). Pertinent information will be added to the auto-generated PDF at appropriate stages in the review cycle.
• The Abstract should also be removed from the manuscript and is also submitted via the online submission form. It must be a single paragraph that summarizes the main findings of the paper in less than 100 words.

If submitting offline:

• The Title Page (p. 1) should contain the article title and abstract (must be a single paragraph that summarizes the main findings of the paper in less than 200 words.) Use the abstract format and classification numbers which are required by the Journal of Economic Literature. After the abstract a list of up to 100 keywords that will be useful for indexing or searching should be included.

References should be cited in the text by the author's surname and date of publication. The text citations can be given in the form"As Cummins (1988) showed ..." or "As already shown (Cummins, 1988; Shah and Thakor, 1987)...." Where there are more than two authors, use the first author's surname followed by et al.: "In Laffont et al. (1987) it was ...." List references in alphabetical order. Type the references double-spaced throughout. Only articles that have been published or are in the press should be included in the references. Unpublished results or personal communications should be cited as such in the text. Please note the following examples:

The first of which shows an article but not yet assigned to a printed issue. For unpublished lectures or symposia, include the title of the paper, name of the sponsoring society in full, and date. For journal names, follow the Journal of Economic Literature
abbreviations.

Figures should be in a finished form suitable for publication. Number figures consecutively with Arabic numerals, and indicate the top and the authors on the back of each figure. Lettering on drawings should be of professional quality or generated by high-resolution computer graphics and should be large enough (to withstand appropriate reduction for publication.

Color Figures. Illustrations in color can be accepted only if the author defray the cost.

Tables should be numbered consecutively with Arabic numerals in order of appearance in the text. Type each table double-spaced on a separate page with a short descriptive title typed directly above and with essential footnotes below. Authors should submit complex tables as camera-ready copy.

Equations should be typewritten and the numbers for displayed equations should be placed in parentheses at the right margin.
References to equations should use the form "Eq. (3)" or simply"(3)."

Proofs will be sent to the corresponding author. To avoid delay in publication, only necessary changes should be made, and proofs should be returned promptly. Authors will be charged for alterations that exceed 10% of the total cost of composition.

Reprints

Twenty-five (25) reprints will be provided free of charge.
Additional reprints may be ordered.